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ADVANCE Perspective: Nurses

Nurses Lose Licenses Due to Loan Defaults: Fair or Unfair?

Published February 2, 2011 3:15 PM by Lisa Brzezicki
In October, Tennessee came down hard on nurses and other healthcare professionals who were in default on their student loans - and in violation of a decade-old statute that requires licensed professionals in the state to repay education loans, or face the consequences.

According to a Jan. 18 article in the Chattanooga Times Free Press, 42 Tennessee nurses lost their licenses as a result of the newly enforced state regulation, allowing professional licensing boards to penalize those in default of their student loans. Their licenses will be restored once they get on a payment plan, according to the state. In fact, since October, about half of the 42 nurses have begun making payments and have had their licenses restored.

So why did the state even have to get involved?

It's been reported that most of those suspended hadn't made a student loan payment in years but actually had the means to pay. According to Peter Abernathy, staff attorney for the Tennessee Student Assistance Corp., which provides financial assistance for post-secondary education for Tennessee residents, the state spent 18 months notifying hundreds of licensed professionals that they were at risk and trying to work out a loan repayment plan. In one case, Abernathy told the Tennessean, the state tracked down a nursing professor who owed $80,000 and claimed she had "forgotten" about the loan.

Comments on the issue have varied. Some say it shows a lack of honor and integrity on the part of the nurses who didn't pay, while others believe their licenses shouldn't have been suspended given the hard economic times we're facing.

What do you think?

4 comments

Each school is dnfrefeit.  UNR's program varies from TMCC's program.  UNR is a 4 year bachelor degree and TMCC is a 2 year associate degree.  Both of their websites have a page for their nursing program's that will tell you what the prereq's are for math, science, etc.  TMCC requires Math 120, Anatomy and Phys 1 and 2, and Microbiology.  I believe UNR is all of those plus Chem 121 and 122.  Both programs are hard to get into up here, I'm not sure how it is in Southern Nevada.  People wait for years to get in up here, and a lot of those people have excellent GPA's!As for specializing in one area, your clinical rotation during school should take you through all the areas, but once you graduate, you can decide on which floor to work.It is definitely a rewarding career!I work at Renown, which is the large trauma hospital up here, and new grads average about $25-$27 an hour to start I believe.  That does not include shift dnfrefeitial or overtime pay (time and a half).Nurses have many, many tasks.. and a lot them are patient specific as to what type of unit you work on.  I work in an ICU, so we have 2 patients: 1 nurse.  We have a lot of hands-on pt care as we only have 1 CNA on each shift to help.  Lots of poop cleaning!  RN's dispense meds, prep pt's for many dnfrefeit types of tests, etc.I honestly suggest that you get your CNA license and see if nursing really is the right fit for you.  It will give you a HUGE insight as to what the job entails!  Most community colleges offer a CNA program and usually it doesn't last more than 8 weeks.Good luck in whatever you decide!

Denise Denise, yIDRQPLDEyLoi - FyCcDbkFOKfZYqKOxsF, WFTwQEEcWmuUbB April 16, 2013 4:39 AM
ksaboyRtYejncGrWR WV

My wife is behind and trying to work out a deal she was told by the loan officer that it might be too late.  Does Virginia have this same law because he told her she will lose her license if she defaults.

Earl Miller, IT - Network Engineer July 5, 2011 10:22 AM
Suffolk VA

I think that if you don't pay back your loan then you don't deserve the privilege of making RN pay. It is as simple as that. Just think if everyone didn't bother to pay back their loans, that is the problem with this world now nobody wants to be accountable .

Megan Harter , RN May 24, 2011 3:48 PM
San Diego CA

I do not believe a nurse defaulting on a student loan should be in the same class as someone who abuse a patient or commits a felony...NO WAY!!!

Cindy Achilles, RN April 30, 2011 12:13 AM
NM

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