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Journey of a DPT Student

PT and Loan Repayment

Published October 3, 2011 4:48 PM by Lauren Rosso

We recently had a representative from the APTA speak to our class about the structure of the organization, as well as some current legislative topics that are on the radar within physical therapy. What sparked my interest most was the prospect of PT being added to the National Health Service Corps (NHSC) list of eligible professionals to benefit from loan repayment. The APTA and its members have been monitoring the legislation and pushing for our profession to be included, but I think they may be facing some resistance.

I checked out the program to see who is currently eligible, and I can't understand why PT is not yet involved. The list of disciplines includes physicians, dentists, psychiatrists, nurse practitioners, social workers and counselors, among many others. I imagine part of the reason behind excluding physical therapy has to do with finances. By adding another discipline, less money will be available to those currently included. However, the benefit of PT has been well documented, so I'm not sure that finances are an acceptable reason for exclusion.

It would be hard to pass up an opportunity to have $60,000 in loans forgiven for two years of service. I am also drawn to the prospect of working with underserved populations. It would be a great professional experience, and an amazing opportunity to move somewhere in the country you might otherwise never travel to.

For more information about the NHSC loan repayment program, go to this website.


Shelby-  that's great news!  I had kind of lost hope for any sort of loan repayment, but I'll have to check out employer incentives.  I wonder what type of contract you have to sign?  You'll have to let me know if you find anything.  Fingers crossed that something miraculous will happen and we'll be able to benefit from federal loan reimbursement!

Lauren Rosso October 25, 2011 1:15 AM

I'm working on OT right now and am in the same boat.  I don't see it becoming available in time for me to use it :(  It would be so beneficial!  However, I have noticed in job ads and what not I see lots of companies willing to pay a pretty good chunk of change in tuition forgiveness!  I haven't looked into specifics as to how long a person has to work in the settings to qualify though.

Shelby October 3, 2011 11:02 PM

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