Healthcare Economics 101
Would you invest in the company you work for? How about an "Improshare" where the savings between hours worked and production are shared between the company and the worker? Can you "feel" the viability of your company and are they open enough to allow workers to see their bottom line?
It can be difficult when you read that a company you work for has committed fraud, abuse, or is under investigation by the state or federal government. Circumstances like this can put a negative vibe in a working environment. However, just because there's an investigation doesn't mean the company you work for has committed any offense.
There are companies that promote openness and foster a better working relationship between management and therapists. Companies that promote professional development and encourage integrity without risk of punishment are the places to seek out and work for. And if these companies allow you to invest with them, do it, because they will be here for a long time. They understand therapists are vital to their industry and will support decisions made provided they conform to their list of standards to promote individuality.
Investments made early in a career with one company can come to a halt when the company is sold or dissolved. You have to start over and this can be frustrating in the extreme. Mutual fund investments made through an employer are worth it, especially if they match 3-5% of your investment. Start early in your career though, so if you have to take a loss like I did in 2007-2008 you still have something to show for it.
Business and financial courses are often underrated for those in the healthcare field and I don't understand why. Perhaps therapy schools should encourage several courses in the business revenue department or some financial awareness courses for those entering their programs. An understanding of labor, production, and revenue generation allows us to make better decisions about our day professionally as well as personal finance decisions.