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A Day in the Life of a PT Student

Student Loan Debt

Published April 2, 2009 7:36 AM by Veronica Haywood
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So over the last five years I have accumulated a lot of debt... also known as student LOANS. It honestly makes me want to scream. I have had a few scholarships and grants, but nothing has compared to the federal and private loans I have.

I know a lot of students are going through the same thing, but there are also lots of practicing PTs going through it too. Is there no solution to paying off loans 30 years later? Upon doing some research I have found that some places are actually offering students scholarships under the condition that they work for them for a certain amount of time; others offer loan repayment programs for their employees.

Part of me is really drawn to this; however, I'm concerned about entering a contracted agreement and possibly not liking the facility or specialty that I initially enter. Has anyone done this before and if so can you please share your experience?

posted by Veronica Haywood
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2 comments
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@Veronica-You are doing the right thing by researching, asking questions and looking into programs that are out there because there are some that can really help you. I took these steps and was introduced to a little known program that showed me how to pay off those student loans & all my other debt in 1/2 and the time and save thousands in interest all without increasing my monthly payments, and using my current income. Since then I formed a team and we have dedicated ourselves to helping other people in the same situation that are suffering from student loan, credit card and other consumer debt. For more info: http://www.erasemycollegedebt.com. Good Luck!
Charles, www.erasemycollegedebt.com - Founder June 16, 2009 4:47 PM
Fort Lauderdale FL

I worked for an acute care hospital after graduation that had a significant sign on bonus contingent upon staying for 2 years. It was an excellent decision for me providing stability and an excellent learning environment post graduation. (Things were a little different nearly 2 decades ago). I also had the benefit of knowing the facility from a student internship there. I have heard some bad stories as well, but mine was a success.

Dean Metz, staff development specialist April 28, 2009 10:37 AM
New York NY

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