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Speech and Hearing Perspectives

Working Your Way Through Retirement

Published June 4, 2015 7:56 AM by Speech Merion

Many people who waited eagerly for the day they could stop working and enjoy a leisurely retirement find that the reality doesn’t match their dreams.

“Some people are not prepared financially or mentally to retire,” says Michael Bivona, a retired CPA and author of the book “Retiring? Beware!! Don’t Run Out of Money and Don’t Become Bored” (www.michaelbivonabooks.com).

He suggests a part-time job provides a possible solution for both deficiencies–giving a boost to your bank account and a mission to your daily living that another round of golf just isn’t supplying.

“I don’t think many people realize that they may live 30 to 40 years after leaving the workforce,” Bivona says. “The amount of money required to sustain a comfortable lifestyle is staggering.”

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Meanwhile, boredom becomes an insidious enemy, even for retirees with a beloved pastime they hoped to make the centerpiece of their existence. Playing tennis or lying on the beach is relaxing and pleasurable when done once a week or a couple of times a month. But the novelty wears off quickly when it becomes a person’s primary occupation, Bivona says.

He suggests a few part-time job possibilities that could work out nicely for retirees, whether their needs are financial or they just want a place to go every day to mingle with co-workers, such as cruise ships, libraries, bookkeeping or even being a virtual assistant.

“If you look around, there are a multitude of opportunities out there,” Bivona says. “I recommend first trying to find something you have a passion for. But if you aren’t successful with that, widen the search because there are plenty of other possibilities that will put extra money in your pocketbook.”

How about you? Do you know any retirees who have taken on a part-time job or otherwise found ways to stay active and earn money in their golden years?

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