Hi all,

 I would REALLY appreciate any advice.

I am applying to schools in CA right now and I have no idea whether to get a Master's or Doctorate. What are the benefits of one or the other? I've hear that a doctorate doesn't necessarily gaurantee a higher income, so why put in an extra year? Once I'm older and I someday decide that I don't want to be a PT, do I have other options with a doctorate (e.g. teaching..)? 

Please give me your input, everyone.

 Thanks!!